In Today’s Daily Collegin

November 13, 2013

Undergraduates affected by Sandy eligible for emergency financial aid
By Katherine Busalacchi / Daily Collegian

The process of recovering after an unexpected tragedy is rarely easy.

Penn State is making that recovery process a little easier, though, on students whose families have been impacted by Superstorm Sandy.

Low-interest micro loans are now available to students who have been impacted financially by Superstorm Sandy, Penn State Director for Student Aid Anna Griswold said.

The loans, which will vary in amount based on individual need, are meant to help students whose families have been affected financially by the storm, she said.

To apply for a loan, students should contact the Office of Student Aid, Griswold said. Interest on the loans is 6 percent, and students do not need to begin repaying the loans until after graduation, she said

If a student’s parents had previously been paying a portion of the student’s rent or food costs and are no longer able to do so because of the storm, the student is likely eligible for financial assistance, she said.

The extension of the fund is specifically intended to help students from New York, New Jersey and other areas severely impacted by the storm, Griswold said.

The emergency aid fund was originally founded to help juniors and seniors overcome any financial difficulties that could prevent them from graduating, but eligibility requirements have been extended to include all undergraduates, she said.

“In light of the storm, the founders of the fund asked that we make this fund available to any student, specifically for any financial hardship they have faced directly as a result of how the storm has impacted their families,” Griswold said.

Tom Sharbaugh, who founded the program in fall 2011, said the decision was made to extend the program because many Penn State students have been affected by the storm.

“The emergencies resulting from Sandy seem to be the exact kind of unexpected emergencies that are supposed to be covered by the fund,” Sharbaugh, Class of 1973, said.

The fund is supported entirely by alumni donations, Sharbaugh said. Repaid loans go directly back into the fund, which now has about $250,000 of funds available to distribute, he said.

Steph Rosenfeld, a Penn State alumnus who volunteers with the emergency aid fund program, said that the fund was initially started to help cover the rising costs of college education.

Rosenfeld, Class of 1973, said the goal is to make it easier for students and their families to receive aid so that as many students as possible can benefit from the program.

“We’re trying to help raise as much money as possible, without putting students and their families through the bureaucratic red tape that often comes along with receiving loans,” Rosenfeld said. “Our goal is to do everything possible to prevent roadblocks to graduation.”

Rosenfeld said that he encourages those who have not been impacted by the storm to donate to the fund, because even the smallest donation can make a difference.

STORM-IMPACTED STUDENTS CAN TURN TO HAND IN HAND FUND FOR HELP

NEWS RELEASE

PENN STATE EMERGENCY STUDENT AID FUND NOW OPEN TO ALL HURRICANE-IMPACTED UNDERGRADUATE STUDENTS IN WAKE OF SUPERSTORM SANDY

University Park, PA (November 12, 2012) – Penn State’s unique emergency student aid fund, established last year with alumni donations to help mostly juniors and seniors overcome unforeseen financial hardship on the road to graduation, is now accessible to any undergraduate student financially impacted by Superstorm Sandy, the University’s Executive Director for Student Aid has announced.

Anna M. Griswold, the University’s Executive Director for Student Aid and the micro loan program’s lead administrator, said the low-interest, rapid-response loan program is ideally suited for students who suddenly find themselves in financial difficulty due to the crippling storm.

“Nearly 30% of our student population is out-of-state residents and a good percentage of those students are from nearby New York and New Jersey,” explained Griswold. “We decided, and our fund’s alumni founder, Tom Sharbaugh, agreed that we should do everything possible to make the loans available to any student whose economic circumstances suddenly changed due to Sandy. We are all about helping them stay in school through graduation. ”

Griswold noted that the micro loan fund, established and sustained through contributions from alumni and others (to donate, visit http://giveto.psu.edu/MicrofinanceMatch) is strictly need-based and available to students at Penn State’s main campus and its Commonwealth campuses throughout Pennsylvania.
Sharbaugh, a Philadelphia attorney, commended the University for expanding the eligibility pool for emergency loan fund recipients. “This is exactly the kind of emergency the fund anticipated when it was created. The demonstrated need among affected students is great and any student should contact the Office of Student Aid at University Park or the campus student aid office at their Commonwealth campus if they could benefit from the revolving loan fund (repaid loans help fund new loans to eligible students).” He added that donors can give any amount through the University Development Office’s website or by purchasing the fund’s signature “Hand in Hand” unity fabric artwork created by famed Penn State designer Lanny Sommese (for more information, www.langhornecarpets.com or www.handinhandpus.com)

Contacts:
Tom Sharbaugh & Steph Rosenfeld
215.963.5004 / tomsharbaugh@gmail.com
215.514.4101 / steph@idadvisors.com
Anna M. Griswold
814.863.0507 / amg5@psu.edu

PSU Emergency Loan Fund Aids Storm-Impacted Students _ Release_12Nov.final

Philly Daily News Op-Ed: Unity Woven Into Hand In Hand Symbol

Posted: Mon, Aug. 13, 2012, 3:00 AM
PSU loan logo now symbol of unity

By Tom Sharbaugh & Steph Rosenfeld

Philadelphia Daily News
The “hand in hand” logo was created for a micro-loan fund for student emergencies.
WHEN FAMED graphic designer and Penn State professor Lanny Sommese set out to create the logo for the university’s new microfinance fund for student emergencies, he never imagined the deeper meaning it would take on in the aftermath of what has simply become known as “the scandal” on campus and elsewhere.

Woven by the legendary Langhorne Carpet Co. in Bucks County, the limited-edition wool tapestry depicts interlaced open palms, revealing the slightest peeks of vibrant yellow set against a robust and optimistic red background. The Sommese-designed symbol, as conceived, represented one generation reaching out and helping another overcome adversity on the path to graduation. The initial reaction to the fabric work of art was strong as alumni and others rallied to support the unique loan fund, which provides $1,500 to $3,000, based solely on financial need, to help students avoid dropping out.

Then came the shock waves of the scandal. In its wake, troubling questions surfaced about not only the football program, but many unrelated aspects of the university. One of our greatest concerns was that supporters of highly successful campus-based charities like THON, the student-run philanthropy for pediatric-cancer research, and the emergency-loan fund would become collateral damage amid generalized anti-PSU sentiment. There were already many victims, whose needs must be addressed. But it would make no sense to create yet another class of casualties — including academically capable but financially failing students — as part of the fallout.

To the credit of many who seek no public recognition, THON and the loan fund — among countless others — carry on under difficult circumstances. Their issues have nothing to do with the seemingly endless debates over statues, wins and losses, TV revenue or names on the backs of football jerseys. Or how the tens of millions of dollars in newly earmarked funds for sexual-abuse victims should be distributed.

As the “hand in hand” design has now come to signify, the need for unity among alumni and other supporters has never been greater at Penn State. As the fall semester begins, it is worth recognizing the harsh reality that many students will not complete the term for purely financial reasons prompted when a death in the family and the cost of a plane ticket home is unaffordable, when a parent is laid off with household bills mounting or when government financial aid has been exhausted. With a price of $30,000 for in-state tuition, room, board and books, this has been a crisis that, understandably, has been overshadowed by the scandal.

We cannot immediately solve the many ills that came to light over the past several months at Penn State. But we know how a small but important difference is being made through the emergency student-loan fund — with more than $225,000 contributed — helped by sales of the “hand in hand” tapestry. It is truly a carpet of caring.

Tom Sharbaugh (tomsharbaugh@gmail.com) and Steph Rosenfeld (steph4343@gmail.com) are the founders of Penn State’s student-emergency-loan fund.